![]() But I do believe that your internet searches and your gut feelings will serve you well. Williams culture has trickled down into Primerica. Williams.Īnyway, Citi eventually spin off Primerica and it stands alone now. One Primerica agent I met had never even heard of A.L. It was helpful, as everyone knew the Citigroup brand name and it didn’t carry the baggage that the Williams brand did. In more recent times Primerica agents tried to capitalize on their relationship with Citigroup as a marketing strategy. She was a licensed agent for longer than him and worked for more companies than he ever had. My mother informed him that this concept was not new nor was it exclusive to his company. I distinctly remember a Williams agent sitting at our dining room table, telling my parents that “buy term and invest the difference” was the brainchild of A.L. The ALW brand suffered in the media due to assertions that they talked customers out of their existing policies and caused them various degrees of financial loss. Some of their agents tried to recruit my family members-my mother, in particular, looked at their products and business model and continued to work elsewhere in the industry because she didn’t like what she saw. I believe that is by design.īack in the day, Primerica was A.L. As you noted, Primerica agents generally don’t have an insurance or financial background. You may not be able to convince your co-worker of anything, at least not yet. Does anybody have any information here I could give some of my co-workers so that they maybe stay away from this MLM? It seems like they think Primerica is the best in the country and everything else is terrible. By saying those companies are not as good. I've never heard agents try to sell their services over. But they say the company pays for training and apparently their licenses for the states they live in if they pay for the training, how can their agents be so clueless about their products? I also found it odd that when I brought up the prices of their products and services for investments being cheaper at other companies with apparently better websites, the agent immediately was saying that they were not as good. I'm not interested in buying any of their insurance or investments and the person trying to recruit and sell this stuff doesn't seem very knowledgeable in either insurance or investments or any type of asset allocations. It looks like they either are owned or were owned by Citi bank and their stock is now worth over $200 a share. I don't know about that part, but I can see that it is a multi-level marketing company. I checked the Wikipedia article and there wasn't anything very bad in there about it but other people are saying it's a pyramid scheme. Their prices seem high and it doesn't seem like it's a company that's well liked in the industry from what I found on Google. They're trying to recruit other co-workers to cell insurance and investments. I have a co-worker who works for Primerica.
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